The question we hear most from prospective clients: “how much capital do I actually need?” The answer depends on the route you choose — and in this article we run the numbers using our own real price list, not guesses.

First: What Are Kodi and MOQ?

  • Kodi = 20 pieces. The standard wholesale unit in Indonesia’s textile trade.
  • MOQ (Minimum Order Quantity) = the smallest order a factory accepts.

MOQs at Tiga Raga Konveksi:

RouteMOQEquals
Ready-stock wholesale2 kodi40 pcs
Wholesale + your brand label (private label)5 kodi100 pcs
Custom production — pashmina2 fabric rolls per color±100 pcs
Custom production — gamis/tops2 fabric rolls per color±60 pcs

Wholesale Starting Prices per Product

Starting prices per kodi (20 pcs) from our catalog:

ProductFabricFrom/kodi±per piece
Ciput & Inner SleevesSpandex AirflowRp 450,000Rp 22,500
Pashmina ViscoseViscoseRp 660,000Rp 33,000
Pashmina Kaos OvalSpandex OmegaRp 750,000Rp 37,500
Bergo SportySpandex JerseyRp 770,000Rp 38,500
Syria HijabSpandex OmegaRp 780,000Rp 39,000
Modern GamisCotton KnittingRp 2,000,000Rp 100,000

These are starting prices; final pricing depends on style, fabric, and volume. Contact us for a formal quote.

Three Capital Scenarios

Scenario A — Ready-Stock Reseller: from ±Rp 1.5 million

The cheapest entry. Buy ready products without custom labels, sell at your margin.

  • 2 kodi viscose pashmina: 2 × Rp 660,000 = Rp 1,320,000
  • Shipping: depends on your city
  • Total: ±Rp 1.5 million for 40 sell-ready pieces

At the hijab market’s typical retail markup (2.5–3×), those 40 pieces can generate Rp 3.3–4 million in revenue. The full playbook for this route: Buying Wholesale Hijab Direct from the Factory.

Scenario B — Private Label Brand: from ±Rp 4 million

Proven ready-stock products carrying your brand’s label, hangtag, and packaging.

  • Sample: Rp 300,000 (fully credited to your first PO)
  • 5 kodi viscose pashmina with your brand label: from ±Rp 3,300,000
  • Logo + label design (if outsourced): ±Rp 500,000–2,000,000
  • Total: ±Rp 4–6 million for 100 pieces of your own branded product

This is the route we recommend for beginners serious about building a brand — not just trading. Service details: Private Label Service.

Scenario C — Full Custom Production: consult us

Your own design, your choice of fabric, produced from zero.

  • MOQ: 2 fabric rolls per color (±50 pcs/roll pashmina, ±30 pcs/roll gamis)
  • Turnaround: ±6 weeks from fabric selection to completion
  • Cost: highly dependent on fabric and design complexity — contact us with your design references for a quote

Compare all three routes in depth: Private Label vs OEM vs CMT.

Payment Structure

Bank transfer, in stages — no full upfront payment required:

  1. 30% deposit at order confirmation
  2. 50% after sample approval
  3. 20% balance before shipment

Costs People Forget to Budget

Beyond product capital, plan for:

  • Product photography — a phone plus natural light works to start; professional shoots run ±Rp 300K–1M
  • Extra packaging (above the standard) — boxes, thank-you cards, stickers
  • Marketing — IG/TikTok ad balance, micro-influencer seeding
  • Restock buffer — keep funds for reordering what sells; running out of stock mid-momentum is the classic beginner mistake

How to Stretch Your Starting Capital

  1. Start with 1–2 SKUs — validate first, expand later
  2. Choose warm neutrals — the safest stock (2026 trend palette: olive, mocha, beige)
  3. Use the sample — Rp 300,000 to verify quality before millions leave your account
  4. Don’t overspend on branding — a clean, simple logo is enough to launch

Run Your Own Numbers

Every brand is different — but the math can be done before a single rupiah is spent:

Tiga Raga Konveksi — a Muslim apparel manufacturer in Bandung since 2004, 200,000+ pcs/month capacity, having supplied 100+ brands across Indonesia and Malaysia.